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How Do You Negotiate A Car Accident Settlement Without A Lawyer in Colorado Springs?

by | Jan 10, 2022 | Car Accidents

How do I get a Car Accident Settlement without an Attorney?

When you settle an car accident claim without employing a lawyer, you handle each step of the process on your own.

The stages in the technique are as follows: Gathering evidence and investigating the accident Identifying the party or parties responsible Making a compelling argument against them

Notifying the liable parties and insurance companies about your claim Becoming well-versed in-state insurance and personal injury laws.

Calculating and determining the entire cost of your losses Reaching an agreement that pays you for your losses.

Filing the documents to commence a lawsuit as necessary.

Without legal support, balancing these actions will be challenging, and you’ll have to do them all before the deadline for bringing a case passes. This operation may be difficult, if not impossible, to do while recuperating from collision injuries.

If you’re looking for a car accident settlement, a lawyer can answer your questions, review your claim, and assess if you have a strong case. Reputable personal injury lawyers provide free consultations and operate on a contingency fee basis, which means you’ll never have to pay out of pocket for legal services.



Even though the claims method outlined above seems to be straightforward, difficulties might arise at any time. When you submit a claim, the insurance company is virtually likely to fight you.

Keep in mind that an insurer’s goal is to pay out as little money as possible for each claim, and adjusters will look for any reason to reduce the value or deny your claim. The insurance company might, for example, use the following tactics:

Reduce the amount of money you have to pay out on your claim.

Insurance companies often make a lowball offer to “save you the pain of talks” when considering car accident claims.

There’s a caveat, though: this offer seldom represents the real amount of your losses, leaving you liable for any extra costs or losses.

In this situation, the insurance company depends on you being preoccupied with medical bills and missed work time due to your injuries, leaving you with little time or energy to fight for a greater payment. When you choose a law firm to represent you, a car accident lawyer will take care of all negotiations on your behalf and will never settle for less than you deserve.


Keep a watch on what you say immediately after the accident, especially in conversations with the insurance company and on the internet. If you comment on the accident or your condition, your financial recovery may be jeopardized.

Discussing your potential culpability or activity before the accident with the adjuster might jeopardize your claim that the other driver is at fault. A rash statement might jeopardize your case! You don’t have to be cautious; a car accident attorney can speak on your side to protect your claim and your rights.


Alternatively, the insurance company might blame you for the collision or your injuries and refuse your claim, saying your actions were to blame. In this case, you must choose between seeking further evidence to support your claim and pursuing the at-fault driver to court.

In any event, you’ll have to fight to prove your right to compensation, which might take months. A lawyer will battle for you since they know what it takes to establish an car accident claim.



After an accident, you deserve time to recover without worrying about how you’ll pay for your medical bills or when you’ll be able to return to work. Instead of adding to your stress level—and maybe worsening your injuries—you might engage an car accident attorney to handle your case.

Personal injury lawyers take on several tasks while representing car accident victims. Still, the final goal is always the same: to get compensation for you in a timely and stress-free manner.

After our firm accepts your case, you may delegate everything to us, but the ultimate decision is yours.


Determine the reason for the car accident by devoting time and money to the task.

Your car accident injuries may keep you physically, mentally, and financially occupied for weeks or even months. We understand that you may not have the time or financial resources to pursue a successful personal injury claim.

However, this does not rule out the prospect of getting compensation from the person that is to blame.

The goal of hiring a personal injury lawyer to represent you is to have someone on your side who will handle all of the legal intricacies for you, so you don’t have to. Attorneys deal with car accident cases daily, so they know what it takes to meet your goals and guide you through the rehabilitation process. Everything will be taken care of, including:

Compiling information

Examining the car accident police report Conducting eyewitness interviews

Enlisting the help of experts such as crash reconstructionist

Putting together a solid case for financial recovery based on our findings.

Attorneys devote the time and effort necessary to get fair compensation for their clients. Bring in renowned specialists to back up your claim if required.

Industry experts’ help is sometimes necessary to completely appreciate what caused a car accident and the whole amount of damages. When possible, your lawyer will work with such


professionals to ensure that the insurance company receives a full picture and enough proof to support your claim for payment.

Medical experts, for example, may analyze the severity of your injuries and provide you with a prognosis or estimate of how long it will take you to recover. This information will help the legal team estimate your potential medical expenses.


You may not realize the full magnitude of your damages if this is your first car accident. A car accident may have long-term ramifications that influence many facets of your life, both now and in the future. A lawyer will meet with you to discuss your case and injuries, taking the time to assess your current losses as well as any potential future damages.

For example, you may be reimbursed for: Physical treatment and rehabilitation Traveling to and from doctor’s appointments

As a consequence of your illnesses, you’re missing out on promotions or other benefits at work.

Suffering and discomfort

Your capacity to make money in the future will be injured. Impairment or disfigurement

Loss of companionship (intimacy with your spouse)

The goal is to ensure that you do not have to pay the bill after resolving your claim. It’s vital to remember that car accident compensation is based on the specific damages you suffered. The kinds and quantities of damages you may seek from the guilty party may be limited further by state legislation.

Each recoupable loss should be given a specific value.

Once you’ve identified all of your damages, it’s vital to assign a fair value to each of them. This procedure is rather easy for economic losses such as medical expenditures, but it takes time.

The following steps are required for damage estimation:

Gathering any receipts or invoices related to the aftermath of the car accident


Obtaining pay stubs to determine your current and potential income loss Obtaining a price for the repair or replacement of your car

Some losses, such as lost earning potential and non-economic losses, need even more information to be accurately quantified. On the other hand, our firm has extensive expertise doing such calculations, so you can be certain that your case will be properly assessed before we begin settlement negotiations with the at-fault driver’s insurer.

Protect your rights and have your insurance provider negotiate on your behalf.

As we’ve previously shown, insurance companies aren’t always looking out for your best interests.

To restrict your interactions with the adjuster and protect your case, a car accident lawyer will do the following:

Speak for you, whether in writing, over the phone, or in person. Assist you in writing any statements that are required.

Assist with the preparation and submission of papers with the insurance provider. Write a demand letter and provide documentation of your case.

Assist you in negotiating favorable terms and providing advice on any settlement offers that you receive.

Inform you when necessary to take the case to court.

Provide sound legal guidance as you make judgments in your case.

Insurance companies profit from the errors of helpless victims who are inexperienced with civil processes and the legal system in general. This is why, after an accident, it is usually a good idea to consult a lawyer. Attorneys are well-versed in the procedures for resolving a car accident claim or battling for compensation in court. They often go up against insurance companies to protect the rights of victims like you.

Car accident lawyers know what makes a fair settlement offer and can give you their professional opinion on any offers you receive. While the choice to accept or reject an offer is ultimately yours, your lawyer will do everything necessary to give you as much information and support as possible so that you may make the best decision for yourself and your family.



Filing a car insurance claim isn’t always simple. In actuality, receiving compensation from an at-fault motorist may present several challenges. After representing personal injury victims for decades, your lawyer will have encountered various difficult situations and assisted their clients in overcoming them.


There might be several parties responsible. When more than two persons are involved in a car accident, deciding who is to blame may be challenging. Several insurance companies have also joined the fight.

It’s conceivable that you’ll need a court order. Although most personal injury claims are resolved out of court, this is not always the case. Taking your case to a jury may be the most efficient means of obtaining just compensation.

It’s possible that you’ll be deemed partly to a fault. Everyone involved in an accident, including the victim, is held responsible in certain countries. Depending on the state, this may restrict the amount of compensation you receive—or prohibit you from collecting any money at all.

If one of these or a comparable problem develops in your case, a car accident attorney will make sure you are prepared.


Time is of the essence when collecting compensation for a personal injury. Some evidence is time-sensitive, especially in car accidents, and you must get it before it evaporates.

In addition, each state has a deadline for filing personal injury lawsuits. Some states enable you to file in as little as a year, and government institutions have even shorter deadlines.

Consequently, getting started as soon as feasible and submitting before the deadline is crucial. When our firm takes on your case, one of the first things we’ll do is determine the deadline (also known as the statute of limitations) so that we can make the most of the time we have.


The fear of exorbitant legal fees is one of the most common reasons car accident victims are reluctant to hire legal representation. No one wants to add to their debt while they’re already in debt. On the other hand, most personal injury legal companies function on a contingency fee basis. This contract stipulates that they will only be compensated if they successfully obtain compensation for you first!

The details of a contingency fee agreement are as follows:


Lawyers do not need any upfront retainers or hourly fees to begin working on your case.

The law firm is liable for all costs related to the claim’s investigation, construction, and submission.

If they do not provide a settlement or a court judgment, you owe them nothing.

If they do take payment, it will be a small portion of the total amount they get for you.

Furthermore, before you employ your attorney, he or she will outline the fee structure in detail, ensuring that there are no unpleasant surprises. We’ll be happy to address any questions or concerns you have during your first case evaluation.

Obtain a Free Legal Consultation Regarding Your Car Accident Case

After an accident, your health will likely come first, followed by your finances. You should seek legal help even if you face massive medical bills and are unsure when or if you will be able to return to work.

You are not alone, and you are not obligated to settle a car accident claim without the help of a lawyer. You deserve to have a personal injury lawyer on your side and a team ready to assist you right away at no cost to you. Please contact us immediately away for the cash and advice you need.

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