How Much Is My Back Injury Worth in an Accident?

Back Injury Worth in an Accident

Written by Jeremy D. Earle, JD

October 8, 2022

Calculating the Cost of a Back Injury Caused by an Accident

Did you know that the third most prevalent cause for a doctor’s appointment is back pain? According to the American Chiropractic Association, around 80% of individuals will suffer from back pain at some time in their life. Back pain has diverse effects on different  individuals. Back pain may be a throbbing sensation that produces short-term, intermittent  discomfort for some people; for others, it can be severe and make it difficult to move.

Accidents occur daily. They happen in the supermarket, at home, and much too often at work. One of the most common symptoms after an injury is back discomfort. You may be entitled  to financial compensation if you have experienced a back injury due to an accident. Contact a personal injury attorney if you need assistance determining whether you have a claim.

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A Look at the Different Types of Back Injuries in More Depth

Our backs support our bodies. Bones, muscles, and nerves make it possible for humans to  stand, walk, and move. The spine comes to mind when we think about the back. From the  base of the brain to just below the hips, the spine runs. The spinal cord, the body’s primary messenger system, is surrounded by individual vertebrae. Aspherical, gel-like disc cushions  each of these vertebrae.

The vertebrae, the cord, or the supporting muscles may all be injured when it comes to back ailments. Consider the following examples of typical back injuries:

The spinal discs are soft, gel-filled sacs that divide the spine’s vertebrae and may herniate or bulge. Their major function is to cushion and reduce damage. While they aid in the  prevention of spine damage, they are also prone to injury. The impact of an accident might  cause the disc to burst. A tiny bulge will emerge after a slight injury. Sufferers may endure a  great lot of discomfort if the bulge exerts pressure on the nerve. A herniated disc occurs when  the bulge in the disc becomes too large, allowing fluid to leak out.

Back sprains: Although back sprains are often mild injuries, they may nonetheless cause significant discomfort. When muscles or tendons stretch too much, a strain occurs. Small rips  in the muscle fibers might occur. As a result, they were producing inflammation and  discomfort.

Physical treatment or pain medications are typically effective. However, surgery  may be required in rare circumstances.

A rear-end collision most often causes whiplash. When you are struck from behind by an automobile, the power of the impact forces your head to smack back and then “whip”  forward. The spine and surrounding muscles are strained as a result of this. Whiplash, in most  cases, causes only momentary discomfort. However, more severe examples might involve  ruptured or bulging discs.

Spinal cord injuries: Spinal cord injuries are the most dangerous sort of back injury. When  the spinal cord is injured by a strong impact or a penetrating wound, it is known as a spinal  cord injury (SCI). The nerves are responsible for transmitting information from the brain to  the rest of

the body. When the spinal cord is injured, it has an impact on the body’s messenger system. Serious spinal cord injuries may leave you paralyzed for the rest of your life. The  paralysis usually spreads below the damage site. The paralysis is equal on both sides of a full  SCI. Some functions may be retained on one side of the body in those who have an incomplete SCI.

Back Injuries: What Causes Them?

Every day, people suffer from back ailments. These injuries are often avoidable and might  occur as a result of incorrect lifting or intense activities. Back injuries, on the other hand, are

frequently the result of an avoidable accident. When your injuries result from someone else’s carelessness, you face a whole new set of obstacles in addition to your injury. The following  are the most prevalent causes of back injuries:

Automobile accidents

In 2018, nearly a quarter-million people were injured in Colorado due to car accidents. It’s usually a good idea to seek medical attention after an accident. In reality, you must consult a certified doctor within 14 days after your injury to be eligible for PIP compensation. If you’re having back discomfort, your doctor may suggest getting an x-ray or  an MRI to figure out what’s causing it.

Workplace accidents

Back injuries are towards the top of the list when it comes to on-the-  job injuries. These injuries may occur due to the employee lifting a large object, pushing, tugging, or reaching, or as a result of a fall. While the employee must follow safe work practices, the employer is responsible for providing a safe work environment, suitable  training, and appropriate equipment to all workers.

Accidents involving slipping and falling are very deadly. Fall injuries send almost three  million individuals to the emergency department each year, according to the Centers for  Disease Control. Falls may occur as a result of a slick or uneven surface. Slip and fall injuries  might vary from a simple backache to permanently disabled spinal cord damage.

Medical malpractice

We trust our physicians to help us recover from our ailments.  However, errors can happen. Back injuries can happen when hospital staff makes a mistake  or fail to do their job properly.

What Are My Treatment Options for a Back Injury?

Several variables will determine the kind and length of your therapy following a back injury.  The sort of damage you have and the magnitude of the injury are the most crucial factors.

Chiropractic therapy, for example, is an effective treatment for whiplash but not for spinal  cord damage. The following are some of the most popular types of treatment:

Back injuries may be very painful. Muscle relaxants and pain relievers can help. Even strains might make you feel unable to leave your bed. Medication may help relax your muscles and relieve pain from minor injuries. Medication may often significantly relieve your discomfort. However, they do not treat the underlying issue, and many of them are addictive or  debilitating.

Chiropractic care is often advised after an automobile accident. Your spine may be realigned and pressure relieved with the aid of a chiropractor. Other treatments, such as exercise tape, cold therapy, heat therapy, or electrical stimulation, may be used by the doctor.


Muscle soreness can be caused by a back injury. To relieve stress, a massage  therapist might concentrate on the muscles that support the back. Check with your healthcare  provider to determine whether your PIP covers your massage therapy.

Steroid injections

If other treatments fail to relieve your back discomfort, your doctor may suggest steroid injections. The doctor will utilize medical imaging to guide a needle into the  area between your spine to inject a corticosteroid during therapy. The steroid has the potential  to relieve inflammation and discomfort. Some individuals may see a difference in their  symptoms very away, while others may notice no change at all.

When it comes to back problems, surgery is frequently the final choice. Doctors prefer to start with less intrusive procedures. If your pain persists after less aggressive treatment,  surgery may be your only choice. Back surgery includes spinal fusion and discectomies,  among other procedures (disc removal).

What is the value of my back injury claim?

It’s natural to worry about money after an accident. It’s easy to get overwhelmed by increasing medical debt and auto repair expenses, and it’s simple to lose sight of how  you’ll pay it all off. There is no simple answer to the question of how much your back injury is worth. When determining a final injury compensation, the kind of injury, the severity of the  damage, and culpability all play a role. Costs, including economic and non-economic losses,  are among the most important considerations for insurance firms.

Economic losses

Economic losses are those that have a monetary value. These are prices that you may expect  to be rather constant across all cases, such as:

Medical expenses

Medical expenses may rapidly mount up. Medical expenses are normally reimbursed dollar for dollar in a personal injury lawsuit. Doctor visits,  prescriptions, injections, physical therapy, surgeries, and chiropractic treatment are all  examples of common expenses.

According to the ACA, wages lost: Back discomfort accounts for nearly 264 million days lost  at work. For many individuals, losing even one day of work may have a significant financial

effect. Missing many days may be disastrous. Lost earnings compensate for income lost from the time of your accident until you can return to work.

Modifications to the house

Paralysis may develop from spinal cord injury. If this occurs,  you will need the assistance of a wheelchair to go about. This will very certainly need house adaptations like ramps, lifts, and other adjustments.

Economic and non-economic losses

Non-economic damages differ from one individual to the next. It isn’t easy to put a price figure on these expenses. The following are examples of typical damages:

Pain and suffering are comprehensive words that refer to the physical, mental, and emotional distress caused by an injury. Economic damages pay you for the expense of your treatment,  but they do not account for the physical and emotional effects of your accident on your  health.

These expenses may vary depending on the facts of your case, but they often involve physical pain as well as mental health disorders, including sadness, anxiety, and PTSD.

Loss of pleasure

The majority of people take life’s modest joys for granted. They want to be able to walk their dogs, cook for their children, and play basketball pick-up games. When an accident prevents these activities, it might be difficult for the afflicted person to grasp. In a personal injury claim, your prior actions will be considered, as well as if your injury has hurt your happiness and quality of life.

Companionship loss

We rely on others to give certain things in a relationship. It’s about  love, camaraderie, and guidance in a parent-child connection. It’s friendship, camaraderie,  and sexual interaction in a married relationship. When a person’s capacity to contribute to a relationship in the same manner as before is harmed, the family may be entitled to file a claim for loss of consortium.

Who Covers the Costs of My Back Injuries?

Who is responsible for the expenses incurred as a result of an accident? Many parties may be involved. It will eventually come down to who is to blame for certain expenses.

Payment may come from one of the following sources, depending on the circumstances:  Your automobile coverage is as follows: All drivers in Colorado are required by law to have a

$10,000 personal injury protection (PIP) coverage. Your PIP policy will pay the first $10,000 in medical bills and lost income in the case of a vehicle accident, regardless of who is at fault. Although there is a 20% copy, these fees are usually recovered after personal injury litigation.

Your medical coverage is as follows: A personal injury claim does not restrict you from utilizing your medical insurance if you have personal medical insurance. Your medical coverage might help you obtain the treatment you need before filing a personal injury claim.

Your boss is: If you were hurt at work, you might be able to file a worker’s compensation claim. If this is the case, your employer will be liable for any expenses incurred as a result of your injury.

The guilty party is: If someone else’s carelessness caused your injury, they might be liable for your expenses. A personal injury lawyer may assist you in proving blame and filing a personal injury claim. If you utilize your PIP coverage or personal medical insurance, these providers may claim against the at-fault party for any payments they made.

A back injury may have a significant negative impact on your life. Knowing that you will be able to treat your injuries will allow you to concentrate on your rehabilitation. Take your injuries seriously if you were hurt as a result of someone else’s carelessness.

Don’t put off therapy because you’re worried about the expense. Contact a Colorado personal injury attorney for further information if you have concerns about a recent accident or need assistance arranging your treatment.

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